Alabama Foreclosure Law and Procedure

Here is a summary of foreclosure laws and rules for the State of Alabama:

  • In Alabama both judicial and non-judicial foreclosure are available.
  • Foreclosure is usually non-judicial.
  • The lender can sue for a deficiency.
  • The borrower has a right to redeem within one year after the foreclosure.
  • Much more information is available throughout this website, but for definitive advice ask an Alabama lawyer.

If you are interested in reading the actual statutes relevant to mortgage and foreclosure in Alabama those laws are available online.
Learn more about what the above procedures and rules mean. Review the homeowner foreclosure guide on this website.