In Texas foreclosure law either a mortgage or deed of trust are permitted.
Lenders typically lend under deed of trust and foreclose by trustee sale.
Under Texas Foreclosure Law, deficiency judgments are allowed after a non-judicial foreclosure.
There is no right of redemption in Texas after foreclosure, however the borrower has 20 days to reinstate.
You may also want to consider checking out a LegalMatch attorney. Their attorney’s are prescreened and the initial consultation is free and confidential. For further information about foreclosure read The Foreclosure Survival Guide: Keep Your House or Walk Away With Money in Your Pocket