Washington Foreclosure Law and Procedure

Here is a summary of foreclosure laws and rules for the State of Washington:

  • Lenders can use either judicial or non-judicial foreclosure.
  • There is no right of redemption for a trustee’s sale. For court foreclosure, there is a one year right of redemption.
  • If the lender uses a non-judicial foreclosure no deficiency judgment is allowed.
  • A deficiency is permitted for a judicial foreclosure.
If you are interested in reading the actual statutes relevant to mortgage and foreclosure in Washington State those laws are available online.
Learn more about what the above procedures and rules mean. Review the homeowner foreclosure guide on this website.

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